Charge card vs. credit card: What’s the difference? Photo of two hands holding a credit card with each photographed with a teal background. Charge cards and credit cards are both forms of cashless ...

Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Charge cards and credit cards are both forms of cashless payments, but the way you pay them off is quite different. While credit cards allow you to carry a balance, charge cards must be paid in full ...