According to the Federal Reserve, just over 77% of Americans have some kind of debt. This can be credit cards, student loans, mortgages or any other kind of money owed. While you might have more — or ...

Debt consolidation and debt resolution both offer relief from high-rate debt, but there are big differences, too.

Debt consolidation is a good idea if it helps you meet your financial goals, but not if you use it to free up revolving ...

Americans continue to struggle under the weight of crushing debt. Consumers owed an average of $104,755 as of mid-2025 — down ...

Dave Ramsey is “America’s trusted voice on money,” according to his social media bios. The personal finance personality, radio host, author, and businessman hosts a show called, “The Ramsey Show,” on ...

Debt relief is a strategy designed to help you restructure how you pay your loans or reduce the amount you’ll owe to your ...

Financial mistakes can happen to anyone, and sometimes they stem from deeper issues we need to address. Recently, I was struck by a caller’s situation on The Ramsey Show that perfectly illustrates how ...

The money lessons we carry into adulthood often begin with what we overhear on our way to school or, just as often, what no one talks about at all. For many of us, our parents’ views on debt become ...

Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

We’ve all seen the TV commercials for companies that offer “debt relief” or “debt adjusting” services for people suffocating under the weight of crushing debt. For consumers feeling like they are in ...

If you fall behind on your secured loan repayments, there is a risk that the lender will repossess your property. This can be very worrying, but it’s important to bear in mind that repossession will ...

Retiree debt is rising fast, and there's one type, in particular, that is causing issues among older Americans.