Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

The math is brutal. At an average interest rate of 22%, all it takes is a revolving credit card balance of a few thousand dollars to find yourself in serious trouble, especially as the interest ...

Failing to finish a debt settlement program can undo your progress and may even leave you worse off than before.

Based in San Mateo, California, Freedom Debt Relief was founded in 2002 with a mission to help Americans who have become overwhelmed by their unsecured debt. Launched during a time of rising consumer ...

Accredited Debt Relief is a well-known debt settlement company that claims it can help shrink your debt and make it more manageable. Sounds great, right? Sure — but if we dig into the details, is it ...

Reaching out for help with debt is a brave and proactive step, and it’s one that speaks volumes about your determination to turn things around. Whether you’re feeling the pinch on a tight budget or ...

Effective programs include debt consolidation, DIY debt negotiation, debt management, professional debt relief, and bankruptcy. Many debt professionals, including credit counselors, debt consultants, ...