You might think that once you own the house, you can do anything you want. That's not entirely true. Encumbrances may limit what the owner can do with the property. While some encumbrances may not ...
ROBERTA ANN JONES, CPA, PhD, is an associate professor of accounting at California Polytechnic State University, San Luis Obispo. Her e-mail address is [email protected] . Trying to adapt ...