Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

The gray wave is here, and it's time keep your head above water.

Long-term care insurance - a product that's designed to help cover the cost of services like nursing homes and home health aides - is typically best purchased when you're young and your potential need ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With more than one type of long-term care insurance to choose from, it's ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Mutual of Omaha offers standalone long-term care (LTC) insurance, an increasing rarity in the life insurance space. It has an age cap of 79 in most states and boasts outstanding customer service, both ...

These policies provide money to pay for long-term care or leave a death benefit to your beneficiaries Hybrid life insurance/long-term care policies can provide money to pay for care in a nursing home, ...

I’d like to retire at 55. The only thing holding me back is worrying about medical costs. I’ve looked at Affordable Care Act (ACA) Marketplace plans and have an idea of the pre-Medicare costs but want ...

Top-rated term life insurance companies based on cost, no-exam options and more ...

We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.