Personify Financial’s personal loans can be helpful for those who need to take out a small loan but are having trouble qualifying elsewhere. However, this lender’s annual percentage rates (APRs) are ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Editor’s note: The Consumer Financial Protection Bureau (CFPB) has taken enforcement action against OneMain Financial for unlawful and deceptive practices. OneMain must adjust their cancellation ...

Editor’s note: Personify Financial did not respond to our most recent request for details regarding its personal loan product. We reviewed its website and attempted to contact company representatives, ...

Reach Financial provides personal loans to good- and excellent-credit borrowers exclusively to consolidate credit card and other unsecured debts. Reach loans can be funded quickly, but repayments aren ...