When you take out life insurance, the premium you pay for cover is based on risk – specifically, your risk of dying during the term of the cover. This risk is based on various factors such as your ...

It sounds morbid, but when you’re shopping for a life insurance policy, insurers want to know the answer to one question: What’s your life expectancy? That’s because life insurers take on a financial ...

Knowing the factors that affect rates can help you find a better deal ...

How to make the most of special life insurance benefits for veterans ...

Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher rates. Insurers evaluate conditions differently, so comparing quotes can help ...