Your politics won't protect you from higher premiums and lower coverage.

In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

You can lower home insurance rates through home maintenance, higher deductibles, a higher credit score, and more. Homeowners insurance is catching homebuyers' attention in a few high-risk areas, like ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

EXCLUSIVE: Married homeowners have been warned that certain advertised policies "may not always be the cheapest option".

Read our comparison of State Farm and Progressive to see which Home insurance company offers the right combination of prices ...