The tweak to the legendary “4% Rule” is slightly above last year, thanks to improved capital markets assumptions.
When trying to figure out the optimum starting withdrawal rate for your retirement account, you might hear the voice of Lawrence Olivier from the film “Marathon Man” in your head: “Is it safe?” The ...
How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years ...
In this podcast, Motley Fool retirement expert Robert Brokamp discusses the pros, cons, and trade-offs of various retirement-account withdrawal strategies with Christine Benz, director of personal ...
The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. A disabled Reddit user is living off of her settlement ...
Morningstar has recalculated its annual safe withdrawal rate that current retirees would need if they want their portfolios to last 30 years. The number is now back in line where many other academics ...
The 4% withdrawal rule, ensuring portfolio longevity through market fluctuations, remains safer than an 8% rate, which risks depletion in a 2025 bear market. Dynamic withdrawal strategies and ...
“But what about my RMDs?” That’s the question I’ve heard the most frequently in the context of our research on safe withdrawal rates. For retirees seeking to take a fixed real withdrawal from their ...
Say that you and a friend were having a discussion about how the stock market works in 1996. Robert Shiller had just delivered his testimony to the Federal Reserve, in which he argued that investors ...