Key Takeaways Having extra savings in retirement is a good goal to have.Start by saving and investing early, investing aggressively, and maximizing tax-advantaged retirement accounts. Automating your ...

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

The highest APY available changes frequently. As of October 29, 2025, Digital Federal Credit Union offers 5.50% APY on the first $1,000 deposited. Other institutions offer up to 5.00%, according to ...

Your income affects the amount you need saved, since you'll probably want to maintain a similar lifestyle when you retire as ...

Saving money in 2026 requires attention to shifting rates and market conditions. Bank offers vary, and small differences in interest can have a large impact over time.

That said, based on 2024 data, Vanguard reports the average 401 (k) balance among savers of all ages today at $148,153. The ...

HSAs and FSAs differ tremendously in terms of when you have to spend the money in your account and what you can do with it. Though these accounts have some similarities, they are very different beasts ...

If you have credit cards, loans, and a savings account, the recent cut by the Federal Reserve on short-term interest rates likely impacts you. Consumer Reports breaks down the changes ...

Mary Woulf was 22, a single mother and a college dropout. She went to a temp agency for a receptionist job. She did well on the test, so the agency sent her to its best client, a national mortgage ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But it doesn't have to be. With a high-yield savings account, savers can ...

Brandi Litzkow, an investment adviser representative for Primerica Financial Services, was recently a guest speaker at a ...