Understand the 10 key medical insurance terms you must know—premium, sum insured, copay, exclusions, NCB—to choose the right health policy with confidence.

Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. In today's inflationary ...

It can be confusing to navigate the world of health insurance. However, understanding some common terms can help. The following list is a glossary of some commonly used health insurance terms. It is ...

A t what stage should I reduce or stop paying for my term life insurance? I am a 51-year-old married man and pay about $200 per month for a $1.5 million policy offered by a private professional group.

If you’re driving less in retirement, you might qualify for lower premiums or usage-based insurance. Many insurers offer low-mileage discounts if you drive under 7,500 miles a year, and telematics ...

There is a major difference between a long-term care plan and cancer insurance It is important for Americans to begin searching for long-term care insurance when they are turning 50, so that the ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Imagine that you’re 68 years old and have a long-term care insurance policy in place that will help you pay for this ...

Some life insurance policies do more than protect your family's future—they can also provide financial flexibility during your lifetime. With permanent life insurance, you build cash value that's ...