Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

I’m often asked how to invest a lump sum of new cash. Should this money be invested in the markets all at once or dollar-cost averaged (DCA) over time? The answer depends on several factors: where the ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 years. She is an adjunct ...

A caller named Alex asked Wes Moss a question that lands in millions of mailboxes every year: take a $58,000 lump sum pension or $411 a month for life. Moss pulled out a single calculation he calls ...

The military retirement system has long been considered one of the best retirement offerings around. Unlike most of us who “hope” to retire in our 60s, after 20 years of service, military personnel ...

There’s an age-old debate among investors about whether it’s better to invest one lump sum as soon as possible, or spread out your investments over time. The reason the debate still continues is that ...

As one approaches retirement, if you're lucky enough to be the beneficiary of a pension plan, there is often a big decision to make regarding choosing an annuity or taking a rollover of a lump sum ...

Whether you've received an inheritance, redundancy payment or bonus, investing a lump sum wisely can transform your financial future. Our guide walks you through the essential steps, from preparation ...

Chancellor Rachel Reeves continues to fuel panic among pension savers ahead of the Budget by refusing to rule out a raid on 25 per cent tax-free lump sums. It is the same concern people coming up to ...

Taking up to 25 per cent from your pension free of tax is a popular perk at retirement – so speculation that it could come under threat in the Budget is causing widespread dismay. Savers typically use ...