In a shift that could spur broader adoption of Roth retirement accounts by both employers and workers, higher-income employees who make catch-up contributions to a workplace plan in 2026 will see a ...

That's what makes catch-up contributions so valuable. Catch-up contributions are available in both IRAs and 401(k)s, and they ...

You can contribute more to your 401(k) beginning at age 50 Fact checked by Vikki Velasquez Reviewed by Khadija Khartit If your employer offers a 401(k) plan, this can be a very effective way of saving ...

Starting this year, some tax breaks will be off-limits for some retirement savers. That’s because of a new provision from Secure 2.0 that went into effect on Jan. 1, 2026. Individuals who earned more ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Catch-up retirement contributions have felt like a no brainer for workers over 50. Why not save more later in your career if you can, and lower your tax bill at the same time? However, a key provision ...

If you're 50 or older, you can make catch-up contributions to a 401(k) plan. The 401(k) catch-up amount has increased in 2026. The rules for making catch-up look different this year for higher earners ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

Only a tiny percentage of investors who contributed to their retirement plans are making catch-up contributions, according to new research from the Public Retirement Research Lab, a data tracker for ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...