Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

Credit card debt is expensive and potentially bad for your credit score. The most cost-effective method for paying it off is typically the debt avalanche strategy.

Having a debt collector reach out to you — whether it's by phone, mail, email or even text — can feel jarring. If a call like this catches you off guard, you might even be tempted to immediately pay ...

Alaska earned the top spot as the state where it takes more time to pay off credit card debt. Rankings for the states were created examining median credit card balances and monthly credit card ...

Could your debt be reduced or forgiven? Take our financial relief quiz. If you’re like many Americans and are not financially prepared for an emergency, building savings should be a priority. However, ...

These days, it can feel impossible to stay on top of credit card debt. The cost of living is going up, inflation is on the rise and job growth is slowing. And more Americans are falling behind on ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Take Garregg, for example, a Canadian man who called in to The Ramsey Show seeking advice on a unique situation. "Should I accept my girlfriend's extremely generous offer of paying off my debt for me?

Don't let these four mistakes wreck your debt payoff plans in 2026. Learn how to outsmart them and ditch your balance faster.

Figuring out when to take out a loan, pay cash, use leverage, or pass when something isn't affordable. Unpacking good vs bad debt. Myth: you should always pay cash if you can. Fact: investors should ...

With household debt on the rise, middle-class Americans are focusing on paying down mortgage, credit card and student loan debt — often at the expense of saving for retirement or creating an emergency ...