Learn about the limits on federal and private student loans, factors affecting your borrowing capacity, and tips for managing your debt.

The One Big Beautiful Bill Act proposes significant changes to federal student loan programs that could impact millions of educational borrowers. Most impacts will be felt in 2026, but some will start ...

The total U.S. student loan debt is nearly $1.8 trillion, according to the Education Data Initiative. This breaks down to an estimated $41,618 in total average student loan debt. If you have student ...

The Federal Direct Loan Program includes both subsidized and unsubsidized student loans. Subsidized loans have no interest charged while you are enrolled at least half-time. Eligibility is based on ...

The Department of Education is reopening three revised income-driven student loan repayment plans just weeks after the agency suspended the programs, the agency announced Wednesday. IDR loan repayment ...

Big changes are coming to the federal student loan program, and if you're a current borrower, a parent planning for college or someone considering graduate school, it's important to know what's ahead.