An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Discover how a Bumbershoot policy protects maritime and nonmarine industries with umbrella liability coverage, including ...

Hello, everyone. I hope you're all safe and doing well and taking advantage of the warmer weather and getting outside and getting some fresh air I know I've been in it makes me feel a lot better. So ...

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Logan is an experienced writer, producer, and editorial leader. As a journalist, he ...

Insurance is made for the unexpected in life, but you may not realize you don’t have enough liability coverage until it's too late, especially the situations you never thought to anticipate. The ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

Your homeowners and auto insurance provide you with some liability coverage if you’re sued, but you may want the extra protection provided by umbrella insurance. An umbrella insurance policy is a type ...

Most businesses carry different types of liability insurance. In particular, businesses typically need general liability insurance and workers’ compensation policies. When you have multiple policies ...

Is your existing insurance on your home and auto(s) adequate to cover a major claim? While you might have liability on your auto and homeowner’s insurance already in place, is the coverage really ...