With the average annual cost of home insurance reaching $3,017, it 's time for expert-backed ideas on ways to to cut your home insurance costs in 2026.

Buying a house is expensive enough these days. But the costs of owning one have been rising, too — not least because of ...

Quick Read Average homeowners insurance reached $1,952 annually, up 8.5%. Insurance now represents 9% of typical monthly ...

Homeowners insurance has traditionally been a background cost of owning a home, but in many markets, it is becoming a defining factor in housing affordability. Recent industry research and real estate ...

A housing crisis historically involves affordability issues driven by supply and demand. Buyer demand rises while housing supply goes down, leading to a spike in prices that leaves many priced out of ...

Even in California’s high-risk environment, some large insurers that were approved to increase their rates by about 7 percent ...