Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

If you want to cancel your OnePay Walmart Spend Card or OnePay Cash Rewards Card, here is how to do it—and how it could affect your credit score.

When you close a credit card, it’s typically a use-it-or-lose-it situation for rewards — and you may miss out on huge value if you don’t take action. “Too many cardholders forget or don’t realize that ...

Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and ...