Interoperability helped fintechs scale. This is not the only force behind Revolut, Nubank and Klarna’s rise. The other driver is distribution. The smartphone has become the branch. The app store is ...

Discover what an authorization date is, its role in card transactions, and how it affects purchases. Learn through clear ...

Learn how card-present fraud occurs when thieves use counterfeit cards in physical stores. Discover detection strategies and the impact on U.S. transactions.