Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Drivers with accidents, speeding tickets or DUI convictions pay some of the highest rates for car insurance of any demographic. A single at-fault collision, for example, can spike your premiums 45% or ...

We’ve all had that feeling, the one where we’re in the car and our phone suddenly warns that it’s about to run out of charge. There’s the frantic scramble for the relevant cable, only to remember that ...