A seemingly routine train ride turned into a £450,000 catastrophe — and it all started with a WhatsApp message. On March 13, 2021, a Merseyrail train traveling from Liverpool Central to Kirkby station failed to stop at the buffers at the end of the line. Instead, it slammed into them at a staggering 40mph—nearly three times the speed limit of 15mph. The shocking twist? The train's driver, Phillip Hollis, had just replied to a WhatsApp message about the death of F1 legend Murray Walker seconds be