With unprecedented growth of the microfinance sector in the 2000s, came increased challenges. Concerns around borrower over-indebtedness and aggressive loan recovery practices began to surface, raising questions on the sustainability and responsibility of the sector. This phase served as a turning point, signalling the need for better regulation, stronger governance, and more responsible lending practices. Stay tuned as we continue to trace the history of microfinance through #Micromosaic #Micro