Home insurance terms 101: Other Structures Coverage helps pay for things built on your property that are not your house—such as a pool, fence or shed. https://sm.aaa/47yzfr Coverage may vary based on policy terms and conditions. | AAA Michigan
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Home insurance terms 101: Other Structures Coverage helps pay for things built on your property that are not your house—such as a pool, fence or shed. https://sm.aaa/47yzfr Coverage may vary based on policy terms and conditions. | AAA Michigan
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How much coverage is actually available for detached structures? Most policies commonly list 10% of the dwelling limit for other structures — but that’s not always the case. I’ve seen situations with significantly higher limits, and I’ve also seen contractors assume 10% without verifying the policy. When you’re dealing with multiple outbuildings, detached garages, fences, or barns, it’s critical to understand the actual limit available. And remember — that coverage is usually one shared bucket.
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