TIAA on Instagram: "Think you should delay 401(k) and 403(b) withdrawals as long as possible? Think again. This common misconception could push you into a higher tax bracket later when required minimum distributions kick in. TIAA Wealth Advisor Alexis Szathmary explains why timing matters and how the right distribution strategy can help optimize your retirement income for years to come. Link in bio for more info. #FinancialPlanning #RetirementPlanning #WealthManagement"