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Finance For the Girls: Finance Lock In 💋 | Part 1 One of my biggest financial goals right now is improving my credit score, and we’re starting by taking a closer look at my credit report. I’m using @Intuit Credit Karma and @Experian to understand what’s impacting my score and discovered a Citi credit card affecting my credit utilization that I wasn’t even aware of Consider this your reminder to check your credit reports, understand what’s being reported, and take control of your finances. #fina
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A secured credit card can drop your score even when you pay on time 💳 How a secured card works, because adnakeyf_77 asked. 1. You put down a refundable deposit, often around $200, and that deposit usually becomes the credit limit. 2. It is a real credit card, not a debit card: purchases turn into a monthly bill. 3. Credit scores look at how much of the limit is used. $180 on a $200 limit is 90%. 4. It only builds credit if the issuer reports it to the credit bureaus, and not every card reports
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