These three decide everything in your pre-approval. Income Lenders want to know your income is stable and can support the mortgage. They look at job history, guaranteed hours, and how much debt you already carry. Strong income = more borrowing room. Credit Your credit score shows how you manage money. A higher score usually means a lower rate and fewer conditions. A lower score doesn’t stop you from buying, but it often limits your options and raises the cost. Down payment Your down payment affe
These three decide everything in your pre-approval. Income Lender…
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