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How Much Homeowner Liability Coverage Do You Actually Need? We discuss one of the most common questions homeowners ask: how much liability coverage is actually necessary. We explain that liability isn’t about protecting your house—it’s about protecting your exposure, savings, income, and future. We break down why default liability limits often aren’t enough, how medical bills and legal costs add up quickly, and why many homeowners choose to increase their limits or add an umbrella policy for ext

State minimum liability coverage checks the legal box, but real-world costs can easily go beyond that. 🛡️🚗✔️ Some drivers choose higher liability limits because medical care and vehicle repairs can add up quickly in the event of an accident. Reviewing your limits is an easy way to make sure your coverage still fits your needs and budget. Want to go over your coverage options? Talk to your local insurance agent today! #AutoInsurance #LiabilityCoverage #InsuranceDefinitions #ProtectWhatMatters |