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What is Personal Injury Protection (PIP) and Are You Being CHARGED to Use It? PIP coverage (Personal Injury Protection) is the part of your own auto policy designed to pay for essential expenses like your medical bills and lost wages after a crash, regardless of who was at fault. It's your money and your policy! 🚨Crucial Warning: Many law firms will charge you a fee (a percentage) just to process your PIP claim, even though it's a no-fault benefit you already paid for! At Lewis & Tompkins, we b